Certified Triage Partner
Pre-Funding Triage
When a viable commercial loan application stalls in underwriting due to incomplete documents or unverifiable cash flow, do not issue a formal denial that kills your pipeline. You can instantly protect your commission by issuing a strategic pause and referring the applicant directly to our specialized forensic triage team. We seamlessly intercept the failing file before it collapses, acting as your dedicated pre-underwriting requirement to unlock capital. This ensures you never lose a fundamentally sound deal because their financial data is unorganized.
EBITDA Engineering
We immediately begin the forensic reconstruction process to separate commingled data and identify valid add-backs. Owners frequently run personal lifestyle expenses through their operations, artificially depressing actual cash flows and ruining their Debt Service Coverage Ratio. We meticulously rebuild the Adjusted EBITDA narrative to reflect the true earning potential so underwriters have a clear, verifiable roadmap.
Once the data is pristine, we leverage our partnered CPAs to provide an independent third-party verification. This Triple-Check process ensures your file is mathematically sound and is immediately ready to fund.
Become a Trusted Certified Partner
Ultimately, our specialized infrastructure guarantees your pipeline is protected on multiple fronts: we mathematically reconstruct unreflective historical data to satisfy strict SBA SOP 50 10 8 alternative verification rules; we automatically generate the required itemized schedules to ensure total Form 159 fiduciary compliance; we meticulously secure the bank's federal guaranty from future OCRM audits; and we ensure that you never have to sacrifice another hard-earned commission payment again due to missing data.
Become a Certified Partner today and rescue your next stalled deal.